Restaurant insurance

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Restaurant setting
Restaurant counter
Restaurant
Restaurant setting
Restaurant counter
Restaurant
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What is covered?

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Public & products liability
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Employers liability
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Business interruption
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Deterioration of stock and frozen food
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Loss of licence

What insurance do restaurants need?

When you own or run a restaurant, you want it to reflect your vision, and that means having insurance that’s built around how you operate. From independent eateries and fine dining venues to family-run restaurants and takeaway kitchens, the right cover ensures your business is protected so you can focus on delivering exceptional food and service.

With customers, suppliers and staff moving through your premises every day, adequate protection is essential. Public liability insurance helps safeguard your business against claims from members of the public, protecting you from potentially high financial costs.

You may also want to include cover for legal expenses and compensation, giving you protection in the event of tax investigations or employee disputes.

To find out more about restaurant insurance and the level of protection your business requires, contact the team at Compare My Insurance on 0333 344 3705 to discuss your needs with an expert.

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Restaurant Insurance overview

If you prepare and serve food, there is always a risk that a customer will suffer food poisoning. A single incident can damage your reputation and lead to significant compensation costs. Product liability insurance is essential for restaurants, protecting your business if a customer becomes ill from food you’ve served.

Restaurants also rely on high-value equipment every day; ovens, grills, refrigeration units, extraction systems and specialist kitchen appliances. Replacing these items can be costly and disruptive. Ensuring your equipment is properly covered means you won’t be forced to fund repairs or replacements from your own cash flow following an insured event.

Unforeseen events such as fire, flooding or serious property damage can prevent your restaurant from operating, leading to an immediate loss of income. Business interruption cover helps protect your income during periods when you’re unable to trade.

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Professional indemnity insurance
Professional indemnity insurance
Professional indemnity insurance

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Restaurant insurance

Find the perfect insurance for your business, from the UK’s best providers, in just a few minutes.
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Get your quote in minutes or call us now on 0333 344 3705
Get a quote now

Compare House

Charter Court

Phoenix Way

Swansea

SA7 9FS

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