Compare Gym / Health Club Insurance

Gym & Health Club insurance

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What insurance do Gym & Health Clubs need?

Gyms, sports centres, golf and leisure clubs are incredibly popular and are a big business, but with this popularity comes a significant risk. Accidents, unforeseen circumstances and mishaps can cost your health and leisure business hugely, both damaging your reputation as a business and having a financial impact that could have a lasting impact on your centre and could close down your business.

To ensure your health club and leisure business stays functioning, it is important to have the right level of insurance that gives you and your business the standard of protection that it needs.

At Compare My Insurance, we will work with you to make sure that every aspect of your business is covered by the right level of insurance cover. We understand that no two businesses are the same, which is why we take the time to fully understand your requirements so we can produce the most cost-effective quote for your coverage needs.

Depending on your business needs, other areas of cover may be included in your policy such as stock insurance, to cover any replacement cost for stock that is stolen or damaged. Contents insurance, including equipment, may also be necessary to protect any fixtures and fittings from damage or theft at your business premises.

To ensure your business can keep earning, business interruption insurance may also be needed, to protect your business should your business not be able to open due to unforeseen circumstances such as fire and flooding.

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Gym & Health Clubs Insurance overview

One of the most important aspects of cover for any gym is to protect all visitors that may enter your premises, whether they are customers, contractors or suppliers. Public liability insurance will protect any members of the public who suffer an injury, or receives damage to their property as a result of your businesses and may be liable to make a claim against you. Depending on the size and nature of your gym public liability coverage will vary, but usually, it is between £1 million and £5 million.

For all your workers at your leisure centre, whether they are employees, temporary workers, casual staff or contractors then you are legally required to have employers’ liability cover. Employers’ liability will cover you against any claim if a worker becomes ill or suffers an injury as a result of your leisure centre.

Your community centre is the lifeblood of the neighbourhood, as a community centre, you have a duty of care to your visitors. To give the public peace of mind, public liability insurance can pay for compensation should an accident, injury or damage to property.

Sports clubs can be expensive to kit out, and fixtures and fittings may be vital for your sports club and meet your customer’s expectations. Should your sports club suffer damage, then it may be expensive to replace. With contents insurance, you can replace damaged items by claiming on your policy.

Gym & Health Club insurance

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What insurance do Gym & Health Clubs need?

Gym & Health Clubs Insurance overview

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Gym & Health Club insurance