Insurance for landlords and property owners

Insuring a property or portfolio of properties can be complex, with so many options available to cover a range of needs, from holiday homes, beach huts, second homes, European holiday homes, foster homes, students’ houses, mobile and park homes as well as DSS referrals and tenants cover.

At Compare My Insurance, we’ll search through all of the UK’s leading insurance companies, using our expertise to find the right type of property owner cover that meets your needs and gives you the appropriate level of cover at the best possible price.

At Compare My Insurance we can help you cover your buildings, contents and stock, we can also provide protection for your specific needs, including:

  • Full building cover
  • Glass and locks replacement
  • Public and employers’ liability
  • Loss of licence protection
  • Loss of rent

Property Owners Insurance Overview

Depending on your budget and level of risk required, Compare My Insurance can help to discuss the options with you and make sure you have peace of mind that your property can be back to its best as quickly and efficiently as possible in the event of a claim.

Residential Properties

A common misconception is that home insurance is adequate cover for rental properties, however, in order to protect your investment and earning through your rental property, it is important to have the appropriate level of landlord’s insurance.

If you let your property through an agreement with the DSS, local council or housing association, then another level of property owner insurance is required to cover the building, liability for the property owner and contents provided by the owner for the property.

Rates can vary depending on the level of agreement you have in place, so if you are confused by the level of cover that you need for your property, speak to the experts at Compare Insurance, who can help to find the best rates for the necessary coverage.

Commercial Properties

To rent out a business premise, such as an office, shop or industrial space, as a property owner it is vital to protect your investment and earnings. Buildings cover keeps the physical property protected in the event of malicious damage, as well as natural causes such as floods and storms as well as unforeseen events such a fire and burst pipes.

Depending on the type of commercial property you own and how your business operates there are many options to add to your property owner cover such as contents cover if you supply and fixtures and fittings or employers’ liability cover if your employee suffers injury or sickness within your commercial property.

Holiday Homes

To cover holiday homes and second homes, you will need the right level of landlord insurance covering the UK and abroad to suit your property type and its use; whether you use the property yourself or rent it out. Holiday home insurance can give you many benefits, such as protecting your home when living abroad or emergency travel expenses.

Property Portfolios

While every property is different, property portfolio insurance can help to cover your whole portfolio giving peace of mind and protection for your properties and your tenants. Property portfolio insurance can be tailored to suit all of your needs and can be adapted to suit the buildings as they age.

Why choose Compare My Insurance?

  • Flexible policies designed to suit your business
  • Up To £1m Public Liability Cover As Standard
  • Low Policy Excess From Just £100
  • 9 years experience providing thousands of customers business insurance
  • We use A rated insurers to help you receive a quality of service if ever needed to claim
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