Contract Works insurance

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Builder performing works
Builder
Plant machinery
Builder performing works
Builder
Plant machinery
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What is covered?

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Contract works from £10k to £100m of cover
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JCT contracts
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Timber frame / non-standard
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Demolition can be included
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Options for high-rise construction sites

What insurance do construction businesses need?

If you manage construction projects, your exposure doesn’t end with liability; the work itself remains at risk until completion. Contract works insurance is designed to protect projects in progress against unexpected events that could derail delivery and profitability.

Construction sites carry inherent risk. Public liability insurance covers claims from third parties for injury or property damage caused by your work, essential for protecting your business against site-based exposure.

If you employ staff, employers’ liability insurance is a legal requirement. It protects your business against claims from employees who are injured or become ill as a result of their work.

Contract works insurance covers work in progress against risks such as fire, flood, storm damage, vandalism or theft before practical completion, preventing you from absorbing the cost of rebuilding or repairing partially completed works.

Given the reliance on equipment across most projects, plant and tools cover protects owned or hired machinery and equipment against loss, theft or damage.

If your business involves design responsibility or professional advice, professional indemnity insurance protects against claims arising from design errors, miscalculations, or negligence.

To find out more about contract works insurance and the level of protection your business requires, contact Compare My Insurance on 0333 344 3705 to speak with an expert.

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Contract Works Insurance overview

Construction projects are vulnerable until they are signed off and handed over. Fire, flooding, vandalism, storm damage or theft can cause serious financial loss before completion.

Contract works insurance protects the structure and materials while a project is underway, ensuring you are not left funding reinstatement costs following an insured event.

Delays caused by insured events can also impact revenue. Where required, business interruption cover could help protect income if project timelines are affected.

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Professional indemnity insurance
Professional indemnity insurance
Professional indemnity insurance

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Contract works insurance

Find the perfect insurance for your business, from the UK’s best providers, in just a few minutes.
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Get your quote in minutes or call us now on 0333 344 3705
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