When you own or run a construction business, you need insurance that reflects the risks of working on-site and delivering projects. Whether you’re a sole trader, subcontractor or managing larger builds, the right cover protects your livelihood and allows you to focus on completing work safely and profitably.
With clients, suppliers, contractors and members of the public around your sites, adequate protection is critical. Public liability insurance covers claims from third parties for injury or property damage caused by your work, essential for managing site-based risk exposure.
If you employ staff, employers’ liability Insurance is a legal requirement. It covers claims from employees who are injured or become ill as a result of their work.
To protect projects themselves, contract works insurance covers work in progress against risks such as fire, flood, vandalism or theft before completion, helping you avoid costly setbacks.
You may also rely heavily on equipment. Plant and tools cover protects against loss, theft or damage to owned or hired tools, machinery and site equipment.
If you provide design-and-build services or professional advice, professional indemnity insurance covers claims arising from design errors, advice or professional negligence.
To find out more about construction insurance and the level of protection your business requires, contact the team at Compare My Insurance on 0333 344 3705 to discuss your needs with an expert.
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